VA home loans are among the most life-changing benefits members of the military earn as part of their service. Doran Home Inspections is well-versed in the VA loan process and the requirements set forth by the Department of Veterans Affairs (VA). Eligibility for a home to be purchased with a VA loan is determined by several factors.
After qualifying for eligibility, selecting a home, and signing a purchase agreement, the VA Appraisal process is ready to begin. A required part of the all VA loans, an appraisal involves a general overview of the property, which verifies basic items including living, sleeping, cooking, and sanitary facilities. Additionally, verification of common home systems such as water heaters, furnaces, and utilities is provided.The surrounding grounds and nearby land features are also considered. The appraisal process is also based, in-part, on the valuation of nearby homes in the area. It is important to note that an appraisal is not the same as an inspection.
While not a required aspect of the VA loan process, it is highly recommended by the Department of Veterans Affairs. A home inspection by Doran Home Inspections is critical to the VA loan process in that, items that may have been overlooked or not noticed by the appraiser can be identified, potentially saving the client money. A home inspection is a far more in-depth review of home systems, safety issues, and provides clients with an opportunity to learn more about their potential purchase. An inspection from Doran Home Inspections allows Veterans and members of the military to rest easy knowing that a professionally trained and nationally certified fellow service member is looking out for them.
After the appraisal and inspection is complete, VA will review the appraisal and make a determination on whether or not the requirements have been met. An important piece of a home inspection is that should the buyer disagree with some of VA's findings, an inspection report by a qualified inspector can potentially help clients ensure the home they want is approved by VA. Additionally, an inspection can help uncover additional negotiating items to be addressed when closing, potentially resulting in a lower price, and/or serious maintenance issues being addressed prior to closing. All of these factors and others can influence the VA loan process.
Working with Doran Home Inspections provides clients with a unique opportunity to have their home inspected by Lee Doran, who has utilized a VA home loan for his family. Lee holds a great depth of knowledge about the VA loan process, how to approach potential inspection/appraisal issues, and can provide a unique perspective for buyers and agents working though the VA loan process and associated laws and regulations.
As a veteran himself, Lee seeks to serve all fellow military service members with a high quality of service in the home buying journey. Service, Integrity, and Dedication is demonstrated by Lee in every interaction with clients, but with a special concern for members of the military and their needs. Simply put, Doran Home Inspections has the education, experience, knowledge, and a unique understanding of the VA loan process to serve the military and veterans in an exceptional way, just as they do for us.
Doran Home Inspections strives to thank you for your service by providing outstanding service to you.
Doran Home Inspections provides VA home loan inspections in Everett, Washington and surrounding areas including Lynnwood, Arlington, Marysville, Stanwood, Snohomish, Monroe, Mukilteo, Edmonds, Bothell, Woodinville, Kenmore, Shoreline, Seattle, Kirkland, Bellevue, Island County, Snohomish County, King County, Issaquah, Mill Creek, Clinton, Mount Lake Terrace, Lake Stevens, Granite Falls, and Whidbey Island. Not sure if that's you? Give us a call at (425) 478-9435 or send us an email.